A strong presence in the rural areas of Tajikistan
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Arvand

Investment

The Central Asian region has been characterised by its landlocked geographical location, historical ties with Russia, wealth in minerals, and now, as a place rich with investment opportunities in inclusive finance. In 25 years, the region has undergone a complete transition.

Founded in 2002, Arvand, which means strong and capable in the Tajik language, is mainly active in northern Tajikistan and has a strong presence in rural areas. Today, Arvand is the second largest microfinance institution. In addition to a wide range of products and services using both individual and group lending methodology, Arvand also specialises in agricultural business and provides loans for animal husbandry.

Impact figures 2016

Number of loan clients37,591
Percentage of female clients43%
Percentage of rural clients61%
Average loan amountEUR 645
Number of savings clients27,900

Triodos Fair Share Fund and Triodos Microfinance Fund are shareholders in Arvand. A senior representative from Triodos serves on the Board of Directors. By providing support and governance, Arvand can continue to provide a variety of services to the rural poor that go beyond credit, embarking on the next stages of their institutional development.

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