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Bank Arvand is a leading microfinance bank for rural and low-income populations in Tajikistan, a mountainous country with a largely informal and agriculture-driven economy. Over 70% of the population lives in rural areas, where access to financial services is limited, and subsistence farming dominates livelihoods.
Bank Arvand provides seasonal agricultural loans, livestock financing and small business credit, which supports clients to build resilience against economic shocks, including climate volatility and market fluctuations.
