The Central Asian region has been characterised by its landlocked geographical location, historical ties with Russia, wealth in minerals, and now, as a place rich with investment opportunities in financial inclusion. In 25 years, the region has undergone a complete transition.

Founded in 2002, Arvand, which means strong and capable in the Tajik language, is mainly active in northern Tajikistan and has a strong presence in rural areas. Today, Arvand is the second largest microfinance institution. In addition to a wide range of products and services using both individual and group lending methodology, Arvand also specialises in agricultural business and provides loans for animal husbandry.

Around 30% of Tajikistan's population of nine million survives on less than five dollars a day. Access to funding is essential for these people. It enables them to start a business and strengthen their financial position.