With the strong focus on rural areas and a nationwide network, Credo Bank plays an exemplary role for Georgia’s financial sector. The bank brings financial services to the remote villages in Georgia, predominantly to small-scale farmers. In doing so, it plays an important role in making the financial sector more inclusive.
Credo applies innovative ways to make it easy for the clients to operate their businesses. It introduced the Crop Card for purchasing agricultural equipment, seeds, planting materials, veterinary vaccines and other medications. Farmers can repay their debt after the harvest is done and the companies that sold the agricultural products receive immediate payments from Credo.

In order to keep its leading position and increase its outreach Credo Bank will put even more emphasis on innovation, with a prominent role for fintech (financial technology) solutions.