Invested through	Triodos Impact Mixed Fund - Defensive Triodos Impact Mixed Fund - Neutral Triodos Impact Mixed Fund - Offensive Triodos Euro Bond Impact Fund Triodos Multi Impact Fund Triodos Impact Strategy Fund - Defensive Triodos Impact Strategy Fund - Balanced Triodos Impact Strategy Fund - Offensive
Asset Classes	Impact bonds
Impact strategy	Impact Equities and Bonds
ISIN code	XS2023679843
Industry group	banks
Aligned with SDGs

Kuntarahoitus (or MuniFin) is the leading provider of financial services to Finland's local government and public housing sectors. It is 100% public sector-owned: 53% by municipalities, 31% Keva (public pension fund) and 16% Republic of Finland. It only finances to the Finnish public sector and public housing sector, its main customers include municipalities, municipality-owned companies and public housing companies. MuniFin is one of the most active Finnish bond issuers in international capital markets and the first Finnish green and social bond issuer.

Investment rationale

MuniFin is committed to understanding, monitoring and managing the social, environmental and economic impact of its own activities and the financing offered to its customers in order to contribute to the Finnish society’s wider goals of sustainable development. This commitment is integrated in the core values and mission of MuniFin, as well as demonstrated through all operations and policies. This Social Bonds Framework is aligned with the strategy and Responsibility Policy of MuniFin.

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The purpose of this tool is to inform investors about the type of investments and their potential sustainability impact. The information in the tool is of a general nature and does not constitute an opinion of Triodos Investment Management of the financial instrument. Therefore, the tool is not intended and should not be construed as an offer, invitation or general solicitation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or investment recommendation.

Impact Equities and Bonds

The SDGs mentioned in the company sections are linked to the (main) transition theme that the company contributes to, not directly to its products or services. Refer to the Sustainability Annex in the prospectus for more information.

All investments carry risk and all investment decisions of an individual remain the responsibility of the individual. Past or estimated results are no guarantee or indication of future results. Triodos Investment Management does not accept any liability for any losses.

The information in the tool is updated on a regular basis. However, the tool is not updated on a daily basis. Therefore, the information in the tool can be outdated. Triodos Investment Management can not be hold liable for information that is outdated.