Lendingkart was founded in 2014 with a mission ‘to make working capital finance available at the fingertips of entrepreneurs, so that they can focus on business instead of worrying about the gaps in their cash flows’.

Through a digital lending platform, the company provides easy to access working capital loans to micro, small and medium-sized enterprises (MSMEs) across India. This sector represents nearly 58 million businesses and accounts for 45% of the country’s industrial output but typically faces difficulties in accessing finance. Lendingkart aims to address this finance gap; many of its clients are first-time clients.