SA Taxi Development Finance (SA Taxi) in South Africa is an important player in the country’s public transport infrastructure. Public transport, and in particular minibus taxis, is the primary mode of transportation in South Africa and plays an essential role in people’s daily lives. The majority of the 15 million people who use a minibus taxi every day, are low income earning individuals. Minibus taxi operators have difficulty in obtaining a loan as many banks perceive the risks as too high. SA Taxi fulfills this critical funding gap by providing asset-backed finance to minibus taxi operators by understanding their actual risk profile. SA Taxi’s impact is two-fold: it fosters job creation by providing opportunities for entrepreneurial people to start a business. Furthermore, the company plays in important role to replace existing vehicles with lower emission vehicles.