UNI2 Microcrédito (UNI2) was founded in 2014 by local entrepreneurs with the purpose of promoting financial inclusion. They witnessed the inequalities in the financial sector and recognised that a huge part of the population, especially in rural areas, had no or limited access to basic financial services. As one of the few financial institutions, UNI2 operates in post-conflict areas where poverty rates are high.

Their focus on underserved areas and populations makes UNI2 stand out in the financial landscape of Colombia. Those living on a low income rarely access financial services through the formal financial sector – UNI2 changes this: 40% of their clients are first-time borrowers.